SCORES UP

How It Works

1. Free Credit Consultation

Review your goals and current credit situation.

2. Receive Personalized Credit Strategy

We analyze your credit profile and discuss customized recommendations and educational guidance for improvement.

3. Build a Stronger Financial Future

Apply what you’ve learned to strengthen your financial future.

4. Ongoing Support & Monitoring

Stay informed throughout the process with transparent communication.

Why Credit Education Matters

At Scores Up, we believe informed consumers make stronger financial decisions. Our goal is to help you understand your credit profile, learn healthy credit habits, and gain the knowledge needed to pursue your financial goals with confidence.

✓ Understand Your Credit Reports

✓ Learn Consumer Credit Rights

✓ Improve Financial Habits

✓ Prepare for Major Purchases

✓ Build Long-Term Financial Confidence

Get Started

Why Choose Us?

Personalized Credit Strategy

Every credit profile is different. We create a plan based on your current report, goals, and financial needs.

Credit Education

Personalized Credit Strategy

We help you understand your credit reports, consumer rights, and steps you can take to build stronger credit habits.

Transparent Process

Personalized Credit Strategy

Transparent Process

No confusing promises. No pressure. Just clear guidance, honest communication, and support throughout the process.

What Our Clients Are Saying

“Keteva and her team were very professional, knowledgeable, and easy to work with. The consultation gave me a clear understanding of my credit goals. So far my experience has been great.”

-Terrance Zeevore

“After following the strategies provided by Scores Up, I started seeing my credit score improved fairly quick. I now finally understand my credit reports and feel confident applying for financing.”

— Sarah Cooper, Michigan

“Scores Up helped me tremendously. I finally got approved to buy a house!”

-Melissa Jordan

Frequently Asked Questions

At Scores Up LLC, we believe that knowledge is power when it comes to your credit. This Knowledge & FAQ Center is designed to provide clear answers to common questions about our services, the credit repair process, and your rights as a consumer under the Credit Repair Organizations Act (CROA).

What items may be challenged?

Potentially inaccurate, incomplete, or unverifiable information reported on credit reports.

Do I need all three credit reports?

We review information reported by Experian, Equifax, and TransUnion whenever applicable.

Can I improve my own credit?

Yes. Many people choose professional guidance to better understand their reports, rights, and available strategies. We also have self guide program as well.

How long does credit improvement take?

Credit improvement timelines vary based on your unique credit profile, the accuracy of items being reviewed, and your financial habits. Some clients may see changes within a month, while others may require more time. We focus on helping you understand your credit and create a strategy designed for long-term improvement.

What credit score is needed to buy a home?

Mortgage requirements vary by lender and loan program. Some programs may accept lower credit scores, while others require higher scores to qualify for the best rates and terms. During your consultation, we can discuss general credit factors that lenders often consider when evaluating mortgage applications.

How often should I check my credit report?

We recommend reviewing your credit reports regularly to monitor for errors, identity theft, and changes that may affect your credit profile. Many consumers benefit from checking their reports at least several times per year and before applying for major financing.

What’s Included in the consultation?

Your free consultation includes a discussion of your credit goals, an overview of your current situation, educational guidance regarding credit reporting, and recommendations for potential next steps. Our goal is to provide clarity and help you make informed financial decisions.

How does the dispute process work?

The dispute process generally begins with identifying information that may be inaccurate, incomplete, outdated, or unverifiable. Disputes are then submitted to the appropriate credit bureau or data furnisher for investigation. If information cannot be verified or corrected according to applicable laws and regulations, updates may be made to the credit report.

How much does the service cost?

Our pricing depends on the services selected and the level of support needed. We believe in transparent communication and will explain all available options during your consultation before any decision is made. There are no hidden fees or obligations associated with the initial consultation.

Why should I work with Scores Up?

Scores Up focuses on education, personalized guidance, and transparent communication. We believe informed consumers make better financial decisions. Our goal is to help clients understand their credit, identify opportunities for improvement, and develop strategies that support their long-term financial goals.

Build Better Credit. Strengthen Your Financial Future.

Helping consumers better understand and improve their credit profiles.

Helping consumers better understand and improve their credit profiles.

Helping consumers better understand and improve their credit profiles.

Helping consumers better understand and improve their credit profiles.

Helping consumers better understand and improve their credit profiles.

Helping consumers better understand and improve their credit profiles.

How It Works

1. Free Credit Consultation

2. Receive Personalized Credit Strategy

3. Build a Stronger Financial Future

4. Ongoing Support & Monitoring

Why Credit Education Matters

Why Choose Us?

Personalized Credit Strategy

Personalized Credit Strategy

Personalized Credit Strategy

Credit Education

Personalized Credit Strategy

Personalized Credit Strategy

Transparent Process

Personalized Credit Strategy

Transparent Process

What Our Clients Are Saying

Meet Ke’teva Haymon, Founder of Scores Up

Build Stronger Financial Future Through Credit Education

Frequently Asked Questions

Our Commitment

Ready to take control of your credit?

Subscribe

Why Clients Trust Scores Up

Build Better Credit. Strengthen Your Financial Future.

Helping consumers better understand and improve their credit profiles.

How It Works

1. Free Credit Consultation

2. Receive Personalized Credit Strategy

3. Build a Stronger Financial Future

4. Ongoing Support & Monitoring

Why Credit Education Matters

Why Choose Us?

Personalized Credit Strategy

Personalized Credit Strategy

Personalized Credit Strategy

Credit Education

Personalized Credit Strategy

Personalized Credit Strategy

Transparent Process

Personalized Credit Strategy

Transparent Process

What Our Clients Are Saying

Meet Ke’teva Haymon, Founder of Scores Up

Build Stronger Financial Future Through Credit Education

Frequently Asked Questions

Our Commitment

Ready to take control of your credit?

Subscribe

Why Clients Trust Scores Up

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